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What are Liabilities?
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In Anthropic CEO Dario Amodei’s recent essay on advocating for the slowdown of AI, he turns to the concept of “embedded evaluators” as one way to moderate the risks associated with this powerful technology. But what is an embedded evaluator? And would it work? HKS professor and computer scientist Stephen Casper explains what evaluators aim to do, what transparency they need, and what real accountability looks like: “They need access to exactly the set of things that can help them understand what
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Credit isn’t good or bad. The outcome depends on how you use it. Some people use credit to buy liabilities that lose value the second they swipe the card. Others use it to acquire assets like real estate, businesses, or investments that can generate income and build long-term wealth. That’s the real difference between consumers and builders. One uses credit for temporary satisfaction, the other uses it as leverage to create opportunities. Credit can either trap you in debt or help you build free
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